“It’s my Policy and I want it Now”

Doing insurance archeology for fifteen years, I have noticed that a good percentage of our clients don’t understand why the insurance companies just won’t reveal their policy histories when asked. I usually remark that if the insurers just volunteered...

It Doesn’t Always Take a Policy to Prove Coverage

The business owner was defending against claims by the state environmental authorities that his operations contaminated the groundwater beneath his former plant site with chlorinated solvents over a period of twenty years in business. His attorney explained that the...

Big Win for California Policyholders

The California Supreme Court has made an important ruling that is expected to benefit those dry cleaners, manufacturers, suppliers or others who purchased general liability policies in years past and are faced with property damage or bodily injury claims from the...

Specimen Insurance Policies

If you are a company besieged by property damage or product liability claims, you will want to take note of the following: Your old general liability insurance can protect you. But you don’t have your old policies, you say? And your insurance agent has not kept...

New Court Ruling Helps Wisconsin Dry Cleaners

Wisconsin dry cleaners and their attorneys will want to take note of the recent decision by the Supreme Court of Wisconsin in Plastics Engineering Company v. Liberty Mutual Insurance Company and contact their local insurance archeologist to find their historical...