We find lost policies to assist organizations, educational institutions, and businesses facing civil lawsuits for alleged sexual abuse and molestation having taken place decades ago. These alleged acts were often perpetrated by bad actors who may be deceased or are no longer affiliated with the organization. Oftentimes, the organization is left to respond to the lawsuit, which could cost it millions of dollars. We conduct Confidential Insurance Archeology to find decades-old lost Commercial General Liability (CGL) policies that will provide money to answer these claims. We help churches, schools, youth organizations, healthcare facilities, public and private corporations, and small and mid-sized businesses nationwide.

We work with municipalities, developers, industrial manufacturers, drycleaners, property owners, and business owners facing lawsuits or regulatory demands for environmental contamination, including perfluoroalkyl and polyfluoroalkyl substances (PFAS). We find old policies to help to pay for legal defense, investigation and remediation, and site redevelopment.

We conduct Confidential Insurance Archeology to find old Commercial General Liability (CGL) policies that will provide money to answer these long-tail property damage claims. We conduct Potentially Responsible Party searches to identify past owners and operators who may have contributed to or caused contamination and share in the liability. We conduct Corporate History Research to reconstruct the responsible party’s historical insurance coverage, so the regulatory claim can be tendered to insurance carriers. We conduct an Insurance Policy Audit to evaluate the policies businesses have in their possession and determine which policy years are missing. We maintain an extensive Specimen Policy Library to ground truth evidence of coverage and help reconstruct potentially missing portions of policies.

Understanding the historical land use, business ownership, and insurance coverage can limit the liability of individuals and their carriers and initiate coverage from additional policies. This creates a complete insurance portfolio of assets that can be assembled to create a larger reservoir of monies for equitable allocation.

We find lost policies to help industrial, manufacturing, and commercial industries, such as power generation, oil and gas, construction, automotive repair, plumbing supply, automotive supply, electricity, and chemical production, respond to asbestos exposure and mesothelioma claims. We conduct Confidential Insurance Archeology to locate old Commercial General Liability (CGL) policies that will provide funding to answer these long-tail, toxic torts. We conduct an Insurance Policy Audit to evaluate the policies businesses have in their possession and identify gaps in insurance coverage. We maintain an extensive Specimen Policy Library to ground to help prove the terms and conditions of language during a policy period.

We help manufacturers and distributors of products containing talc find old policies that can defend against claims alleging exposure to cancer-causing agents. We conduct Confidential Insurance Archeology to find old Commercial General Liability (CGL) policies that will provide money to answer these long-tail bodily injury claims. Our Specimen Policy Library helps prove the terms and conditions and language contained within historic liability policies.

We can help pharmaceutical companies and pharmacies find lost insurance policies to respond to opioid claims. We conduct Confidential Insurance Archeology to find Commercial General Liability (CGL) policies that will provide money to answer these long-tail bodily injury claims.

Our Specimen Policy Library helps ground truth evidence of coverage and helps reconstruct potentially missing portions of policies.