Month: May 2009

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]

After a couple decades as an insurance archeologist, I find that my business clients too often take their commercial general liability insurance policies at face value. The word has been out for some time that old business insurance policies are valuable, but as to their actual value, it is best not to trust your own eyes. Continue reading “Pollution Exclusions: Some Reasons Not to Believe Your Own Eyes”

The Supreme Court of Indiana ruled in a unanimous decision on April 28, 2009 that an insurer had no duty to defend where its policyholder did not comply with the policy’s notice provision. Where the notice provision had required the insured to “Tell us or our agent what happened as soon as possible,” and yet the insured had waited three and a half years to notice its insurer of environmental damage claims against it, the court found that no duty to defend under the policy existed. Continue reading “Indiana Supreme Court rules Late Notice Can Be Fatal”