by David ONeill | Apr 1, 2010 | Blog
The question of how broadly the Indiana Supreme Court’s ruling in American States Insurance Company v. Kiger, 662 N.E. 2d 945 (Ind. 1996) can be interpreted was further decided on March 25, 2010 when the United States Court of Appeals, Seventh Circuit reached a...
by David ONeill | Mar 23, 2010 | Blog
Time is running out for dry cleaners who purchased their business insurance policies from subsidiaries of the Kemper Insurance Company in the 1970’s and 1980’s. While many state courts have ruled that the qualified pollution exclusions in these vintage...
by David ONeill | Nov 9, 2009 | Blog
We have long lived in a country where most insurance policies have been comprised of standard forms. Most general liability insurance “products” issued by the same insurer to small businesses throughout the United States have long been uniform within a...
by David ONeill | Sep 14, 2009 | Blog
The dry cleaner had gone to the attic in search of his old business package policies. He explained that he had no idea before visiting an attorney that these old expired insurance policies could be of any use to him. Since they were package policies, they contained...
by David ONeill | Jul 20, 2009 | Blog
Insurance archeology may be the science of recreating past insurance programs by assembling various types of evidence of insurance contracts, but the focus and methods used by different insurance archeologists vary. Unlike other disciplines for which standards and...
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