Confidential Insurance Archeology®

Did you know that historical commercial general liability insurance policies are valuable assets that can be worth millions of dollars in the form of paying for legal fees, settlements, and damages? Historical insurance assets can protect the policyholder from lawsuits and administrative orders, and in many cases, can be worth cash.

Our Confidential Insurance Archeology® services use a multiline approach to develop leads to historical insurance assets. We conduct corporate history research, identify potentially responsible parties, and reconstruct historical insurance coverage. We locate lost or mislaid insurance documents, or evidence of policy, and present an array of available insurance assets over time. The rebuilding of historical insurance coverage can limit the liability of individual clients and their carriers, and initiate coverage from additional policies, thereby creating a larger reservoir of monies for equitable allocation. 

A well conducted Insurance Archaeology project can provide literally millions of dollars in defense costs and indemnity to beleaguered business owners faced with response costs for injuries and damages occurring under previous management but surfacing recently. The retrieval or reconstruction of a lost or misplaced CGL insurance policy can protect a company from serious financial loss and sometimes save a company from bankruptcy.